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Privacy Policy

ALL PERSONS ARE DENIED USE AND ACCESS TO THIS SITE UNLESS THEY HAVE READ, UNDERSTOOD, AND ACCEPT THIS PRIVACY POLICY & THESE TERMS OF SERVICE.

Effective Date: Aug. 5th, 2020 | Last Revised: Sept. 5th, 2022

This Privacy Policy notice for T-Key Solutions, LLC DBA DebtNegate (referred to as “T-Key”, “DN”, “we”, “us”, or “our”) describes how and why we might collect, store, use, share, process, or disseminate your information when you use our services (“Services”).

Your continued use of the DebtNegate.com website constitutes your agreement with this Privacy Policy. Please read this page in its entirety and make sure you understand the full scope of these terms. Continued use of this website also requires you to read in full and understand our Terms of Service. If you have any comments, complaints, questions, or suggestions, please feel free to drop us a line using our Contact Us page.

ALL PERSONS UNDER THE AGE OF 18 ARE DENIED ACCESS TO THIS WEBSITE. IF YOU ARE UNDER 18 YEARS OF AGE, IT IS UNLAWFUL FOR YOU TO VISIT, READ, OR INTERACT WITH THIS WEBSITE OR ITS CONTENTS IN ANY MANNER. THIS WEBSITE SPECIFICALLY DENIES ACCESS TO ANY INDIVIDUAL THAT IS COVERED BY THE CHILD ONLINE PRIVACY ACT (COPA) OF 1998.

THIS WEBSITE RESERVES THE RIGHT TO DENY ACCESS TO ANY PERSON OR VIEWER FOR ANY REASON. UNDER THE TERMS OF THE PRIVACY POLICY, WHICH YOU ACCEPT AS A CONDITION FOR VIEWING, THE WEBSITE IS ALLOWED TO COLLECT AND STORE DATA AND INFORMATION FOR THE PURPOSE OF EXCLUSION AND FOR MANY OTHER USES. FOR MORE INFORMATION, REFER TO OUR PRIVACY POLICY.

Sections of This Privacy Policy:

  • Who is DebtNegate.com?
  • What Information Do We Collect?
  • Do We Share Your Personal Information With Others?
  • Third Party Websites
  • Do We Use Cookies?
  • Information We Automatically Collect
  • How Long Do We Retain Your Information?
  • What Security Standards Do We Practice?
  • Collection of a Minor’s Information
  • Do Not Track Features
  • Are Updates to This Notice Provided?
  • Questions or Comments About This Policy?

1. Who is DebtNegate.com? T-Key Solutions, LLC (hereinafter referred to as “TKS”) owns and operates DebtNegate (hereinafter referred to as “DN”). This includes operating the website located at https://debtnegate.com/ (“Our Site”, “The Site”, “This Website”). “DN” exists with the sole purpose of providing up-to-date, useful knowledge so you can tackle debt and start to keep more money in your pocket. “DN” is committed to respecting your online privacy and recognizes your need for appropriate protection and management of any information you share with us.

2. What Information Do We Collect?

Personal Information We Collect: We only collect the personal information that you willingly provide on a voluntary basis—for example, when you fill out our contact form to request info or ask a question. All personal information that you provide to us must be true, complete, and accurate.

Sensitive Information We Collect: We do not process sensitive personal information.

Automatic Information We Collect: We automatically collect certain information such as your Internet Protocol (IP) address and/or browser and device characteristics when you visit our Website.

Information We Collect From Other Sources: We may collect limited data from public databases, marketing partners, and other outside sources. This includes mailing addresses, job titles, email addresses, phone numbers, intent data (or user behavior data), IP addresses, social media profiles, and custom profiles for targeted advertising and event promotion.

3. Do We Share Your Personal Information With Others? We currently do not share any personal information with third parties, with the exception of automatically collected information. Any information you share after following a link or clicking on an ad away from our website is subject to the practices of that third-party website.

4. Third Party Websites Our relationship with third-party websites is currently limited to CuraDebt.com and Google. CuraDebt is responsible for the advertisements on our site. We use Google Analytics to track and collect visitor information.

When you follow a link or click an ad that takes you away from debtnegate.com, you are subject to the privacy policy and terms of service of that third party. We are not responsible for their content or data collection practices. The inclusion of a link towards a third-party website does not imply an endorsement by us.

5. Do We Use Cookies? We may use cookies, pixels, or other similar tracking technologies to access or store information. Specific details on how we use such technologies and how you can refuse certain cookies are set out in our Cookie Notice.

6. Information We Automatically Collect We use Google Analytics to track visitors and visits to this website. A certain amount of information regarding browser types, device characteristics, and site navigation is automatically collected.

7. How Long Do We Retain Your Information? We retain collected information based on two parameters:

  • How long it is legally necessary to retain the information.
  • How long we need the information to complete any purposes outlined in the services we recommend.

Once both of these standards have been satisfied, we immediately and completely destroy any information we have collected.

8. What Security Standards Do We Practice? We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, no electronic transmission over the Internet can be guaranteed to be 100% secure. Transmission of personal information to and from us is at your own risk, and you should always access services within a secure environment.

9. Collection of a Minor’s Information We do not intentionally or knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 years old. If we learn that personal information from users under 18 years of age has been collected, we will deactivate the account and promptly delete such data from our records. If you become aware of any data collected from children under 18, please contact us at support@debtnegate.com.

10. Do Not Track Features Most web browsers and some mobile operating systems include a Do-Not-Track (“DNT”) feature. At this stage, no uniform technology standard for recognizing DNT signals has been finalized; therefore, we do not currently respond to DNT browser signals or any automated tracking choice mechanisms.

11. Are Updates to This Notice Provided? We may update this privacy notice from time to time. The updated version will be indicated by an updated “Revised” date and will be effective as soon as accessible. If material changes are made, we may notify you by posting a notice or directly sending a notification. We encourage you to review this notice frequently.

12. Questions or Comments About This Policy? If you have questions or comments about this notice, you may email us at support@debtnegate.com or contact us via our Contact Us page.

Legal Disclaimers & State Availability

DebtNegate.com does not receive any fees for any free counseling sessions. If you qualify for the Performance Based Debt Settlement Program, we may receive a small compensation that has no effect on the cost of your services. Not all services are available in all states. Individual results vary. Past outcomes are not a prediction of future results. No one can initially guarantee debt will be reduced at any specific percentage.

DebtNegate DOES NOT assume or pay any consumer debts and DOES NOT provide tax or legal advice. If you seek legal or tax advice, you should consult with a qualified, knowledgeable, competent tax specialist or attorney. Read and understand all contract provisions and terms prior to enrollment. A minimum of $5,000 is needed to qualify for the debt relief programs.

Restricted States: Some Debt Relief Services are not available to residents of certain states including CT, HI, ID, KS, LA, ME, MT, NH, NV, OR, SC, TN, UT, VT, and WV. Tax Services are not available in PA and PR.