Explore Debt Relief Options
Debt relief can take different forms depending on your financial situation. Learn about common debt relief options and explore programs that may be available to you.
Credit Card Debt Relief
Learn about programs that may help consumers manage qualifying credit card debt.
Debt Consolidation
Explore options for combining multiple debts into a more manageable repayment structure.
Debt Settlement
Learn about programs that may help eligible consumers address certain unsecured debts.
Debt Consolidation
Debt consolidation combines multiple qualifying debts into a single repayment structure, which may make monthly payments easier to manage and provide a clearer repayment timeline. It does not eliminate the debt, but it may offer a more organized way to manage what you owe. Depending on your financial situation, you may be connected with a participating provider that can explain available consolidation programs, requirements, costs and terms.
Debt Settlement
Debt settlement programs may be an option for consumers experiencing financial hardship and struggling with certain unsecured debts. Depending on the program and provider, eligible consumers may work toward resolving qualifying debts for less than the full amount owed. Results vary based on individual circumstances and creditor participation. If this type of program may fit your situation, you may be connected with a participating debt relief provider that can explain how its program works.
Tax Debt Relief
Tax debt follows different rules from consumer debt and may require specialized assistance. Depending on your circumstances, available options may include installment agreements, penalty relief or Offers in Compromise. If you have outstanding tax balances or are dealing with IRS notices, you may be connected with a qualified tax relief provider or professional who can explain the options, requirements and next steps available for your situation.
Types of Debt You May Be Able to Explore
Debt Types That May Have Different Requirements
- Credit Cards
- Personal Loans
- Medical Bills
- Collections
- Business Debts
- Certain Secured Debts
- Private Student Loans
- IRS Debt
Debt Types That May Have Different Requirements
- Lawsuits
- Utility Bills
- Auto Loans
- Federal Student Loans
- Mortgages
- Other Secured Debts